- Business Account Information Form (Updated 3.27.20)
SMALL BUSINESS CHECKING
- $1,000 Minimum Balance - No monthly maintenance fee
- Under $1,000 Balance - $10.00 monthly maintenance fee
- Includes 20 debits - Over 20 debits, .15 per item
- Includes 50 deposited items - Over 50 deposited items, .08 per item
BUSINESS CHECKING
- $12.00 Monthly fee - Most banking services are analyzed*
- .15 per check/debit .08 per deposited item .06 ACH debits/credits
* An earnings credit is calculated monthly based on your average collected balance and is applied to offset/reduce analyzed service charges
BUSINESS REGULAR SAVINGS
- $500 Minimum Balance - No monthly minimum balance fee
- Under $500 Balance - $5.00 monthly minimum balance fee
- Deposited Items - Over 15 deposited items, .08 each
BUSINESS INVESTMENT SAVINGS
- $5,000 Minimum Balance - No monthly minimum balance fee
- Under $5,000 - $10.00 monthly minimum balance fee
- Deposited Items - Over 15 deposited items, .08 each
- Includes 6 withdrawals per month* - over 6, $1.00 each
* You may have up to 6 pre-authorized transactions, automatic transfers or checks per month
A minimum $100 opening deposit is required on all business checking and savings accounts.
CASH MANAGEMENT SERVICES
- Online Banking
- ACH Origination
- Wire Transfer Services
- Merchant Services
- Business Credit Cards
- Safe Deposit Boxes
- Business Loans
- Night Deposit
ADDITIONAL BUSINESS BANKING PRODUCTS
- Safe Deposit Boxes
- Mobile Banking
- E-Statements
- MasterMoneyTM Debit Card
- VISA Credit Card - Click here to learn more and apply.
Contact us today for assistance with all your business banking needs!
Business Savings Rates
ACCOUNT TYPE & RANGES | RATE | APY |
BUSINESS SAVINGS | .25% | .25% |
BUSINESS INVESTMENT SAVINGS |
||
$0 - $4,999.99 | .25% | .25% |
$5,000 - $24,999.99 | .35% | .35% |
$25,000 - $49,999.99 | .75% | .75% |
$50,000 - $249,999.99 | 1.00% | 1.00% |
$250,000 - $999,999.99 | 1.25% | 1.26% |
$1,000,000+ | 1.50% | 1.51% |
- Minimum deposit to open is $100.00
- Fees may reduce earnings and interest rates are subject to change at any time.
- Federal regulations prohibit you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, preauthorized or automatic agreements, telephone, or electronic and online transfers. See your account agreement for more information. Other limits may apply to your account.
Effective May 17, 2023