CERTIFICATE OF DEPOSIT & IRAs
TERM	RATE	APY
30 Day	.30%	.30%
3 Month	1.00%	1.00%
6 Month	2.00%	2.02%
9 Month	2.00%	2.02%
1 Year	2.75%	2.79%
2 Year	3.50%	3.56%
3 Year	3.00%	3.05%
4 Year	2.75%	2.79%
5 Year	2.75%	2.79%

• Minimum deposit to open is $500.00.
• Fees may reduce earnings and interest rates are subject to change at any time.
• A penalty may be imposed for early withdrawal.

Effective: December 30, 2022