CERTIFICATE OF DEPOSIT & IRAs
TERM	RATE	APY
30 Day	.10%	.10%
3 Month	.20%	.20%
6 Month	.25%	.25%
9 Month	.30%	.30%
1 Year	.40%	.40%
2 Year	.65%	.65%
3 Year	.90%	.90%
4 Year	1.09%	1.09%
5 Year	1.14%	1.14%

• Minimum deposit to open is $500.00.
• Fees may reduce annual percentage yields and interest rates are subject to change at any time.
• A penalty may be imposed for early withdrawal.

Effective 9/1/16