CERTIFICATE OF DEPOSIT & IRAs
TERM	RATE	APY
30 Day	.10%	.10%
3 Month	.25%	.25%
6 Month	.35%	.35%
9 Month	.60%	.60%
1 Year	.75%	.75%
13 month	.75%	.75%
2 Year	.90%	.90%
3 Year	1.00%	1.00%
4 Year	1.14%	1.15%
5 Year	1.24%	1.25%

• Minimum deposit to open is $500.00.
• Fees may reduce earnings and interest rates are subject to change at any time.
• A penalty may be imposed for early withdrawal.

Effective: June 18, 2020