CERTIFICATE OF DEPOSIT & IRAs
TERM	RATE	APY
30 Day	.15%	.15%
3 Month	.40%	.40%
6 Month	.60%	.60%
9 Month	.80%	.80%
1 Year	1.04%	1.05%
13 month	1.735%	1.75%
2 Year	1.98%	2.00%
3 Year	1.64%	1.65%
4 Year	1.88%	1.90%
5 Year	2.13%	2.15%

• Minimum deposit to open is $500.00.
• Fees may reduce earnings and interest rates are subject to change at any time.
• A penalty may be imposed for early withdrawal.

Effective: September 24, 2019