CERTIFICATE OF DEPOSIT & IRAs
TERM	RATE	APY
30 Day	.10%	.10%
3 Month	.10%	.10%
6 Month	.35%	.35%
9 Month	.40%	.40%
1 Year	.50%	.50%
13 month	.50%	.50%
2 Year	.65%	.65%
3 Year	.70%	.70%
4 Year	.75%	.75%
5 Year	.80%	.80%

• Minimum deposit to open is $500.00.
• Fees may reduce earnings and interest rates are subject to change at any time.
• A penalty may be imposed for early withdrawal.

Effective: December 7, 2020