CERTIFICATE OF DEPOSIT & IRAs
TERM	RATE	APY
30 Day	.10%	.10%
3 Month	.25%	.25%
6 Month	.35%	.35%
9 Month	.45%	.45%
1 Year	.55%	.55%
13 month	.55%	.55%
2 Year	.70%	.70%
3 Year	.75%	.75%
4 Year	.85%	.85%
5 Year	.90%	.90%

• Minimum deposit to open is $500.00.
• Fees may reduce earnings and interest rates are subject to change at any time.
• A penalty may be imposed for early withdrawal.

Effective: October 20, 2020