CERTIFICATE OF DEPOSIT & IRAs
TERM	RATE	APY
30 Day	.30%	.30%
3 Month	.75%	.75%
6 Month	1.00%	1.00%
9 Month	1.00%	1.00%
1 Year	1.50%	1.51%
13 month	1.50%	1.51%
2 Year	2.00%	2.02%
3 Year	2.25%	2.28%
4 Year	2.50%	2.53%
5 Year	2.50%	2.53%

• Minimum deposit to open is $500.00.
• Fees may reduce earnings and interest rates are subject to change at any time.
• A penalty may be imposed for early withdrawal.

Effective: September 22, 2022