Certificates of Deposit & IRA Rates
Term |
Interest Rate |
APY* |
30 Day |
.30% |
.30% |
3 Month |
1.00% |
1.00% |
6 Month ***SPECIAL*** |
3.92% |
4.00% |
9 Month ***SPECIAL*** |
4.16% |
4.25% |
1 Year |
3.44% |
3.50% |
13 Month ***SPECIAL*** |
3.68% |
3.75% |
2 Year |
3.20% |
3.25% |
3 Year |
3.00% |
3.05% |
4 Year |
2.71% |
2.75% |
5 Year |
2.47% |
2.50% |
*APY = Annual Percentage Yield
Minimum deposit of $500.00 is required to open the account and earn the stated APY.
Fees may reduce earnings and interest rates are subject to change at any time.
The rate/APY is fixed for the term of the CD. The APY assumes that interest remains on deposit until maturity. A penalty may be imposed for early withdrawal. Excludes out of state and brokered deposits.
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Effective October 10, 2024
Interest rates and APYs are current as of effective date. For current information or questions, please call (785) 271-1800.